These Terms of Use govern your access to and use of ObsidianPCS.Net (the "Site"), operated by Obsidian Private Client Services LLC ("Obsidian," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

No engagement created

Use of this Site does not create a professional, advisory, fiduciary, or contractual relationship of any kind between you and Obsidian. Submitting an inquiry through the Site, corresponding with us by email, or receiving a response from us does not constitute acceptance of a mandate. An engagement with Obsidian begins only upon execution of a written agreement signed by an authorized representative of Obsidian. Obsidian accepts a limited number of mandates and reserves the right to decline any inquiry at its sole discretion, without explanation.

Informational purposes only

All content on the Site is provided for general informational purposes. It does not constitute legal, financial, tax, investment, insurance, security, medical, or real estate advice, and should not be relied upon as a substitute for advice from a qualified professional licensed in the relevant jurisdiction. Obsidian does not provide real estate brokerage services or investment advisory services. Real estate brokerage services are provided separately by Opus Legacy Collective.

Inquiries and confidentiality

Communications submitted through the Site are not secure and are not subject to any confidentiality obligation on the part of Obsidian unless and until an appropriate confidentiality or non-disclosure agreement has been executed by the relevant parties. Do not transmit sensitive, privileged, or protected information through the Site or by unsecured email. This includes, without limitation, legal strategy, personal security details, medical or financial records, travel itineraries, access information, protected identities, and supporting documentation. Any such information submitted before an agreement is in place is transmitted at your own risk.

Intellectual property

All content on the Site, including text, graphics, logos, marks, images, page layout, and the arrangement and compilation of that content, is the property of Obsidian or its licensors and is protected by applicable intellectual property laws. The Obsidian name, seal, and associated marks may not be used, reproduced, or displayed without prior written permission. You may view and print Site content for your own personal, non-commercial reference. Any other use, including reproduction, modification, distribution, republication, or creation of derivative works, is prohibited without our prior written consent.

Permitted use

You agree to use the Site only for lawful purposes. You may not attempt to gain unauthorized access to any portion of the Site or its systems, interfere with or disrupt the Site or its infrastructure, use automated means to access, scrape, or index the Site, transmit malicious code, impersonate any person or entity, or use the Site to transmit unsolicited communications or to harass, defame, or harm any person.

Accuracy of information

We make reasonable efforts to keep the Site accurate and current. We do not warrant that the content is complete, accurate, or up to date, and we may modify, suspend, or discontinue any part of the Site at any time without notice.

Third-party links

The Site may contain links to third-party websites. Those sites are not controlled by Obsidian, and we are not responsible for their content, accuracy, practices, or policies. Inclusion of a link does not constitute endorsement. Your use of any third-party site is governed by that site's own terms.

Disclaimer of warranties

The Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Obsidian disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

Limitation of liability

To the fullest extent permitted by law, Obsidian and its members, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or in connection with your access to or use of the Site, whether based in contract, tort, strict liability, or otherwise, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Obsidian and its members, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Site or your breach of these Terms.

Governing law

These Terms are governed by the laws of the State of [STATE], without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in [COUNTY, STATE], and you consent to the personal jurisdiction of those courts.

Severability

If any provision of these Terms is found to be unenforceable, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Changes to these Terms

We may revise these Terms at any time. Revisions take effect upon posting to the Site. Your continued use of the Site after any revision constitutes acceptance of the updated Terms. You are responsible for reviewing these Terms periodically.

Contact

Questions regarding these Terms may be directed to:

• Obsidian Private Client Services LLC
• ObsidianPCS.Net
• [email protected]